Our Products

CGTMSE Loans

Our CGTMSE Loan service is designed to help Micro and Small Enterprises (MSME’s) secure necessary funding without the need for collateral. The Credit Guarantee Fund Trust for Micro and Small Enterprises (CGTMSE) scheme, established by the Government of India, provides credit guarantee support to facilitate collateral-free loans. This enables businesses to access funds for growth, expansion, and operational needs.

Collateral-Free Loans

Collateral-Free Loans

Benefit: Obtain loans without the need for collateral, reducing financial stress on your business. Usage: Ideal for MSMEs that lack sufficient assets to pledge as security.
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Comprehensive Coverage

Comprehensive Coverage

Benefit: We assist in getting CGTMSE-backed loans for various credit facilities, including working capital loans, term loans, and more. Usage: Supports diverse financial needs of MSMEs across different sectors.
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High Guarantee Coverage

High Guarantee Coverage

Benefit: Enjoy up to 85% guarantee coverage on your loan amount, depending on the size and category of your enterprise. Usage: Minimizes the lender's risk, making it easier for you to secure the loan.
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Simplified Application Process

Simplified Application Process

Benefit: Experience a straightforward and efficient application process with our expert assistance. Usage: Facilitates quick access to funds, ensuring minimal delays.
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Benefits of CGTMSE Loans

Increased Credit Access

Enables MSMEs to secure essential funding without collateral, fostering growth and stability.

Reduced Risk for Lenders

CGTMSE guarantees reduce the lender's risk, encouraging them to extend credit to your business.

Promotes Financial Inclusion

Makes credit accessible to a larger number of small enterprises, promoting overall business growth.

Supports Business Expansion

Secures funds for expansion, modernization, and diversification, enhancing your business’s competitiveness.

MSME Loans

Micro, Small, and Medium Enterprises (MSMEs) are the backbone of any economy, driving innovation, employment, and economic growth. Our MSME Loan service is tailored to meet the unique financial needs of these enterprises, providing essential funds for various purposes including working capital, business expansion, equipment purchase, and more. We understand the challenges faced by MSMEs and offer customized loan solutions to help your business thrive.

Working Capital Loans

Working Capital is the fuel that keeps your business running smoothly. It’s the cash you rely on to handle everyday expenses, from paying employees to stocking up on inventory. With strong working capital, your business is not just surviving but thriving, ready to seize new opportunities and tackle challenges head-on. It’s your secret weapon for maintaining operational efficiency and unlocking your business’s full potential. Stay on top of your game and watch your business grow with the right working capital!

Letter of Credit

Ensures secure and reliable payment for international transactions by guaranteeing funds to the seller. Helps businesses confidently buy or sell goods across borders by assuring payment to the seller once terms are met.

Bank Guarantee

Promises that a business will pay or meet its obligations. Gives confidence to partners or suppliers that they will get paid even if the business doesn’t fulfill its part of the deal.

Cash Credit

Gives you quick access to extra money when you need it. Helps cover everyday business expenses and manage cash flow, letting you borrow up to a certain limit as needed.

Overdraft

Lets you withdraw more money than you have in your account. Helps cover expenses when your balance is too low, giving you extra cash when needed.