Existing Loan Analysis

What We Offer

Refine your loan strategy with our expert analysis for MSMEs.

Comprehensive Loan Review

We conduct a thorough review of all your existing loans, including terms, interest rates, repayment schedules, and outstanding balances. Our experts analyze the impact of these loans on your cash flow and overall financial health.

Interest Rate Comparison

We compare the interest rates of your current loans with prevailing market rates. Our goal is to identify opportunities for refinancing at lower rates to reduce your interest burden.

Loan Restructuring

If your current loan terms are not favorable, we assist in negotiating better terms with your lenders. We help restructure your loans to improve cash flow, extend repayment periods, or reduce monthly payments.

Debt Consolidation

For businesses with multiple loans, we explore debt consolidation options. Consolidating your loans can simplify your financial management and potentially lower your overall interest costs.

Penalty and Fee Assessment

We review any penalties or fees associated with your existing loans. Our team works to minimize these additional costs and ensure they are not adversely affecting your financial stability.

Risk Assessment and Mitigation

We assess the risks associated with your current debt portfolio. Our experts provide strategies to mitigate these risks and safeguard your business against financial challenges.

Strategic Recommendations

Based on our analysis, we provide actionable recommendations to optimize your loan arrangements. Our advice aims to enhance your financial position, improve liquidity, and support your business growth.

Why Choose Us?

Expertise

Our financial advisors have deep knowledge and experience in loan analysis and debt management.

Objectivity

We offer unbiased analysis and recommendations tailored to your business needs.

Cost Savings

Our strategies are designed to reduce your financial burden and enhance profitability.

Ongoing Support

We provide continuous support to ensure your loan arrangements remain optimal over time.

Your No Cost Loan Advisor at Aurum Management Consultancy.